Discovery
Before we get down to crunching numbers we will talk about the things that are most important to you—family, community, pastimes, church. I’ll ask a lot of questions about what you’re really thinking, feeling, worried about; your experiences with money; and what you’ve accomplished so far. Together we’ll figure out where you are now.

Planning
Based on what we discuss in the discovery phase, I will assess your personal situation, gauge where you are now relative to your life goals and priorities, and consider what gaps exist. I will consider the financial implications for each goal we discuss and construct the framework for a plan that supports them

Solutions
A benefit of holistic planning is that it provides a comprehensive view of all areas of your financial life. During this phase I will recommend specific solutions to help match each of your goals. This is where we implement your customized plan.

Monitoring
Just when you make plans, life happens—and events large or small can change everything. The monitoring stage incorporates tracking systems to keep your plan on target. I’ll help you plan for the unexpected, anticipate change and adjust your plans over time, as necessary.