At KPP, we want to empower our clients to take control of their financial life and that includes fostering an understanding of the concepts behind what we do. Coffee with KPP is a weekly broadcast about a broad array of financial topics. Join us to learn about the many aspects of the financial services industry so that together we can create an informed pathway to financial success.
Happy New Years from KPP!
Kyle Roy is joined by KPP CEO Rob Davenport for the first episode of Coffee with KPP in the new year. They’re both very excited to be back at work after the holiday and hope you share their same enthusiasm. Kyle and Rob talk about New Year's resolutions and how to help yourself accomplish your long term financial goals.
In the final video of 2021, Kyle Roy and Ben Hopper will talk about the market wrap up, the state of the equity markets in 2021 and give some insight into where they believe the future may lead us.
In this episode, Kyle Roy reminds us that when investing it is sometimes important to think about yourself because in order to be able to help others you must have your own self in order. Kyle will talk about IRA contributions and remind the viewers that they need to be paying themselves first.
Kyle Roy is joined by Maggie Hall who shares her experience of learning to be financially smart and responsible at a young age. Maggie is a very intelligent woman studying at WKU with an interesting perspective on financial intelligence at a young age.
Rejoined by Ben Hopper, Kyle Roy and Ben dive into the worker shortage and the inflation in the economy. They will discuss how they see the labor shortage as a cause of inflation, and how this affects our financial advisors and the clients they serve
Kyle Roy quickly talks about the Great Resignation, also known as the Great Quit, during the coronavirus pandemic. With many new changes in the way people are able to work remotely, combined with the influx of new employers hiring, it has opened so many opportunities to make a career switch. Kyle reminds us all that whenever we go through a life change, there is no better time to sit down with your financial advisor.
Employers are looking for employees. There is a glut of job opportunities that people are not being taken advantage of. Kyle is going to talk about the job market, his personal story, and what it means to have a career in order to live richly.
Kyle Roy is joined by Annette Manias, the founder, president and CEO of Oasis Solutions. Oasis Solutions is a business software consulting firm based in Louisville Kentucky that has been serving their clients needs nationally for 30 years. Annette will lead us through her business model, her leadership, and the development process of a software firm in the 90’s.
On this episode of Coffee with KPP, Kyle Roy and Ben Hopper will explain what your risk score is and what it means. They will answer questions you may have involving risk score, risk tolerance, and asset allocation. Once an understanding of risk is established, Kyle and Ben will walk us through how we help our clients gauge their risk score.
After nearly 18 months in the coronavirus pandemic, Kyle Roy and Ben Hopper share how they believe this period has been an educational experience on basic concepts of investing and understanding human behavior.
Kentucky Planning Partners is very excited to announce that after sixteen years in business working with wonderful friends, families, and clients, KPP has successfully reached 1 billion dollars of assets under management. It is all thanks to firstly our amazing clients as well as our determined team of advisors and staff members that make it all possible.
Additionally, Kyle Roy and Rob Davenport will walk us through the transparency in our business that is important to help understand how an advisor is getting paid.
Kyle sits down with Todd Lampkin, a certified senior advisor that opened a care control branch, to discuss how Todd helps families create relationships within his firm to ultimately find the best senior care facility for our elders. Listen in as Todd answers Kyle’s questions on how tohelp mom and dad, or grandma and grandpa, live out the last decades of life while staying happy and feeling fulfilled.
Ben Hopper and Kyle Roy discuss how to unlayer the onion of financial independence and wealth planning in order to help gain the knowledge to stay on the path of financial freedom. They also will discuss the difference they see between retirement and financial freedom, and how to be within reach of financial freedom hopefully well before retiring.
In a time where we hear a lot about job shortages and talent shortages, Kyle Roy sits down to talk with Michael Bodner, co-founder of Ingenium Talent, who has 20 years of experience in the talent search industry. Ingenium Talent was founded in 2016 in Louisville, KY, and has seen extraordinary growth over the years. Their firm specializes in the talent search and acquisition industry.
Bill Ferko, hosted by Kyle Roy, shares his insight of the financial services, manufacturing, distribution, and production industries he has been involved with throughout his impressive career.
Kyle Roy and Rob Davenport are joined by lifelong marketing specialist, Weaks Mckinney Smith, on this episode of Coffee with KPP. Weaks will talk about his career in marketing and share some useful tips he has learned on his path.
Kyle Roy and Rob Davenport sit down and describe the basics of what a financial plan is. Kyle and Rob will discuss the advantages of a financial plan and explain how it is the core of what their team does.
In this episode Rob and Kyle talk about the financial planning process, how it differs from simple wealth management, and why having a financial plan may increase the likelihood of accomplishing your financial goals.
You don't hire a financial advisor to get free steak dinners every so often! Working with an advisor aligns your goals with your assets, and ultimately will help you accumulate and preserve your wealth.
In this show, Ben and Kyle discuss tried-and-true methods experienced financial advisors implement for their clients. They dispel myths, simplify complicated topics, and provide a clear distinction between true financial planners and those that are not.
Martin Walthers, an advisor at KPP specializing in group and employee benefits, joins Kyle on this show to provide insight on the benefits of 401(k) and Safe Harbor plans. While this episode is directed towards business owners with any size companies, it is also beneficial for employees of small businesses without a 401(k) plan to gain information to bring back to their employers.
President and co-founder of KPP, Ken O'Neil, joins Kyle on this week's episode of Coffee with KPP to use his 20 years of knowledge to share what one should understand regarding life insurance. While nobody wants to have the discussion of what would happen to your family in the event of death, it is always important to hope for the best and plan for the worst. Seeing as though the advisors at KPP build comprehensive financial plans for their clients, Kyle and Ken share their stories to explain why this is important.
Exchange-Traded Funds (ETF's) have come to define the age of "passive investing." They give investors the ability to diversify across indexes instead of having to trade individual stocks, and have relatively low fees. But these investments aren't always as simple as advertised.
In this show Kyle and Ben break down the ETF marketplace, expose some myths about investing in ETFs, and uncover some surprises that seeks to keep you out of trouble.
When you work with a financial advisor, there is so much verbiage that can leave you confused and concerned. In this class, Ken and Kyle break down the differences between fee-based plans and brokerage accounts. Both types of accounts have advantages and disadvantages for investors, and it's important to understand the subtle differences.
Building an estate plan doesn't have to be difficult. If you work with professionals, take stock of all your belongings, and have a comprehensive plan to preserve your legacy you will be able to rest-assured knowing your estate will settle according to your wishes. In this show, Rob and Kyle discuss how a financial plan makes estate planning so much easier.
In this show Kyle interviews Brendan McCarten, restaurateur in Louisville, KY. Brendan is an Irish immigrant who has raised a beautiful family and created a successful business with his wife Renee. Brendan talks about his journey, his business, and the challenges he's had to overcome during the pandemic.
In this week’s episode, Rob and Ben discuss KPP’s investment process, a crucial topic to investors. While there are many different types of advisors in the business, KPP ensures to provide a comprehensive financial plan and act as portfolio managers.
To prepare the perfect portfolio for KPP’s clients, eight different models are used consisting of different risk tolerances in each of them to tailor to different clients. These models are actively managed with funds founded through our broker-dealer, the largest one in the country, LPL Financial. KPP’s different models only include products that are consistently performing at the top of their class, to ensure the best portfolio for their clients.
With the election being a week away, Rob and Kyle discuss how prominent it is and the effect it will create on investors. In this show, they discuss the tremendous amount of uncertainty regarding the market during these unprecedent times. They converse over what will occur if Biden wins the election versus if Trump does, seeing as though there is no way to predict the future and which outcome it will be.
On election day, November 3rd, 2021, Kyle and Ken discuss what the election means for the market and deliver more encouraging information regarding how it will affect your money. Regardless of the winner, they discuss in detail which companies, industries, and markets will win in correspondence to the current certain circumstances.
In this week’s episode, the common questions regarding 401(k)s are answered and addressed by Kyle and Bill. In the recent market volatility, the common question asked is whether to continue to in your 401(k) in the downturn or should you hold off on it? Having a strategy you stick to during both the good times and the bad ones, rather than constantly trying to time the market, is how you build wealth. A Certified Financial Planner’s core value is sitting down with clients to provide a personalized strategy in order to get there, which is something KPP takes great pride in doing for their clients.
Seeing as though the month prior to this week’s video was long-term care awareness month, Ken and Kyle spend this episode discussing this topic due to the importance of it and the attention it requires. As fiduciaries, it is crucial to address what might happen over the horizon and ensure this is part of the well-thought-out plan.
Insurance is an extremely important part of the financial planning process and today’s conversation covers the four main aspects of long-term care insurance. Ken begins by discussing the statistics and probability of you or a loved one needing it, then the history of long-term care, why an individual must be considering it and whether your employer offers it, and lastly, if you are the employer, the benefits it provides to your employees.
Mike Lynch, CPA, and CFO of Fireking joins Kyle in this week’s episode to have a discussion on fitness and physical health, and business/financial health as he has thriving been the CFO of numerous other companies as well. Seeing as though we do not know the economic cycle we are currently in and Mike has successfully navigated through it, insight is provided on how to achieve this as well.
As the unimaginable year of 2020 is coming to an end, Kyle and Ben spend this week’s episode talking through the countless amount of lessons this year taught us in order to make 2021 the best it can be. This episode serves as a look back on this unexpected year through both the financial and personal life lessons we can take away from it.
Owner of the legendary Gustavo’s Restaurant here in Louisville, Gustavo Reyes joins Kyle in this week’s episode to share his incredibly motivational story. Gustavo has been in America since 1999, 21 years, and his success derives from his vigorous faith, willingness, unwavering demand for greatness, consistency, and hard work, which serves as an inspiration for anybody with a goal of how they strive for their future to look like. Today’s conversation is an excellent example of how if you have the right attitude, you can truly overcome anything.
With the topics of this week’s show regarding the competitive landscape of what it takes to get into college along with how to receive the necessary scholarships/grants colleges offer, college funding, and the ultimate goal of how to get a job following graduation, this week’s episode targets individuals who have children or grandchildren in high school or college. While Ben is a graduate from Western Kentucky University with a full-time job at KPP and Miles currently attending the university and interning at KPP, they join Kyle to provide valuable and important advice on the topics listed above.
Jon Mand, the number one real estate agent in Louisville for the past four years in a row takes the floor on this episode of Coffee with KPP. Today’s conversation is perfect for anybody interested in real estate, whether that is taking it on as a hobby or become a real estate agent themselves. Kyle and Jon also discuss not only the real estate market here in Louisville but nationally as well.
Jon Mand came from a background of being a pilot, then found an opportunity to join one of the most successful real estate firms in town. He then quickly worked his way up to build a team of agents and also tremendous infrastructure in order to support his clients. If you are wondering what it takes to be successful, todays episode is perfect to listen to.
On this episode of Coffee with KPP, John Stewart, president and founder of Encompass Develop Design and Construct, discusses the national organization he has created. The team of this company has performed a tremendous amount of extraordinary accomplishments which are highlighted in this week’s episode along with John’s story on how he has reached his life achievements.
Ben Hopper joins Kyle on this week's episode of Coffee with KPP to discuss the current events and news regarding investing. With the heavy amount of discussion regarding what is occurring with Bitcoin, Reddit, etc., Kyle and Ben provide an understanding of what speculative investing is.
Ken O'Neil, president and co-founder of KPP, joins Kyle on this week's episode to discuss the stimulus program recently announced by the government. They spend time discussing how this program is going to affect all individuals and businesses throughout the country. Due to the stimulus creating difficulty in finding employees to work, the result from it is that it's hard to even just get a pack of gum at the grocery store. Kyle and Ken spend time hitting on how this will lead to an impact on our economy, and what to look at in the long term.
Having a comprehensive financial plan is crucial for success and reaching your life and financial goals. Kyle Roy, joined by Rob Davenport and Ben Hopper, discusses on this episode of Coffee with KPP how providing this to individuals and the value they see it brings to their clients is the reasoning behind their passion in this career field. Kyle, Rob, and Ben share impactful stories they have seen through their time of being financial advisors and how acting in a true fiduciary capacity drives them in their careers.
In this class, we are going to walk through "Sequence of Returns Risk" and how managing that risk will help you know that you'll never run out of money in retirement.
In this series, we are going to walk you through your social security benefits with the understanding that it's not a dole. At KPP, we understand that your social security is your money- and we don't take that for granted.
"Comparison is the thief of joy." Although Teddy Roosevelt is credited with this quote, it reflects age-old wisdom that's been around for thousands of years - and it reminds me of a conversation I had with a dear friend of mine recently.